As the end of the year approaches, dental practices seem to fill up fast. The reason? Everyone is in a rush to use their dental insurance benefits before time runs out. If you still have some leftover coverage, now’s the time to think about getting any dental fillings you need. They’re one of the most cost-effective treatments in dentistry, and acting now can save you time, money, and discomfort later on. Here’s how.
Why Fillings Are So Cost-Effective
When a cavity is small, treatment is very simple. Your dentist simply removes the decay and replaces it with a tooth-colored filling. This process is quick, comfortable, and low-cost.
That said, cavities don’t stay small forever. When they spread, they can damage more of your tooth, eventually reaching the nerves at the center. At that point, you may need a crown, root canal, or even an extraction—each of which costs far more than a filling.
Does Dental Insurance Cover Fillings?
Most dental insurance plans cover a large portion of the cost of fillings—usually between 70% and 100%. This is because they’re generally considered to be a “preventive” procedure, which insurance benefits are designed to take advantage of. If you’ve met your deductible for the year, you can take full advantage of your coverage to ensure your smile stays healthy.
Why Now Is the Best Time for Dental Fillings
The last few months before the end of the year are generally considered “use it or lose it” season. This is because the majority of dental insurance benefits expire at the end of the year, and many patients panic and schedule appointments.
By waiting, you may end up having to start over with a new deductible in January. That means paying more out of pocket for the same treatment—or worse, experiencing an expensive dental emergency.
Getting a filling now is one of the best ways to use your dental insurance wisely. It keeps your teeth healthier, lowers your risk of dental emergencies, and helps you avoid larger expenses down the road. If your dentist has recommended one or more fillings, now is the perfect time to schedule them before the year ends!
About the Author
Dr. Jay Lopez earned his dental doctorate from the University of Colorado after completing his engineering degree at the University of Arizona. A Kois Center graduate and clinical mentor, he’s highly trained in advanced restorative care. If you need a filling, he and his team are dedicated to helping you get the most out of your dental insurance. Call (520) 886-8090 to schedule an appointment at Jay R. Lopez, DDS, PC, or visit our website to learn more.